Frank W. Hawkes - Founder
Frank W. Hawkes founded LAMCO on the heels of a very successful career as a vice president and manager of REO for MCN American Corporation (American Industrial Bank of Aurora). Hawkes was responsible for the transformation of the bank’s REO department, including the implementation of a computerized operating system, a vendor and real estate broker value chain, and formal procedures for oversight management and process control. Hawkes received accolades for attaining REO disposition goals that had never been achieved by the bank. His letters of recognition from the institution’s senior executives demonstrated his dedication, vision and achievement.
As this Maryland-based bank was leaving Colorado, Hawkes founded LAMCO in 1989 to support other local and national banking institutions with their REO portfolios. By the end of 1991, LAMCO was in growth mode. With the economy and lending institutions feeling the effects of the nation’s real estate melt down, LAMCO was in full motion of managing REO as an outsourced partner for some of the nation’s largest lending institutions. In the early months of 1992 LAMCO was chosen as a critical vendor for a top ten lending institution and has fostered and maintained this relationship, representing more than 17 years to date.
Vickie M. Hawkes - Chairman of the Board
Vickie M. Hawkes is the Chairwoman of Littleton, Colo. -based Lenders Asset Management Corporation (LAMCO), a full-service, nationwide default management company that offers comprehensive REO services. In this position, Hawkes manages the company’s procedures, structure and corporate planning; handles client, agent and vendor relationships and supervises the human resources department.
Hawkes has been a part of LAMCO since its inception in 1989 where she was instrumental in developing most of the company’s business processes and procedures. She has previously served in a wide variety of roles at LAMCO throughout her tenure, including training of staff, managing human resources, handling the company’s accounting and serving as the company’s liaison with realtors and clients.
She serves as an active vice chairperson along with her husband Frank W. Hawkes, the founder of LAMCO.
Diane M. (Sheldon) Cardinal - Member of the Board of Directors
Diane Cardinal retired from U.S. Bank National Association as the Vice President of the Foreclosure Asset Management Group reporting to Retail Collections after 36 years of service. Cardinal was responsible for the home equity foreclosures and the liquidation of the other real estate owned (REO) residential properties for the home equity and finance company portfolios. In 1998, Cardinal had the vision to design an access database that supported the management of the home equity foreclosure process, monitor the senior lien holder’s loan status, bankruptcy process along with the management of the REO portfolios from the point of entry to REO through the sale of the properties. Early in 2007 as the residential market was changing, Cardinal evaluated the REO liquidation process and implemented changes to keep the Bank on the cutting edge to maintain the number of REO properties at a level less than of their peers. At all times focus was placed on maintaining the properties to conform with the individual neighborhoods, selling the properties at a fair market price while closing in a timely fashion.
Cardinal’s career with U.S. Bank started in 1973 in Mortgage Loan Servicing. The mortgage portfolio included FHA, VA, Private Mortgage Insured and Conventional loans. All aspects of mortgage servicing was managed and reported to Fannie Mae, Freddie Mac, GNMA Mortgage Backed Securities, numerous number of private investors along with the Bank’s loan portfolio until 1984 when all mortgage servicing was transferred to the Bank’s mortgage company. From 1984 to 2000, Cardinal was Vice President in the Bank’s Special Assets Group. Cardinal’s team was responsible for workout of home equity loans and lines originated by Retail Banking, Small Business and Private Banking. Loan workouts included loan restructure, bankruptcy, foreclosure and REO liquidations. In 2001, with the acquisition of Firstar and U.S. Bank Cardinal team reported to the Bank’s Consumer Lending Group where she continued in her role as Vice President in Retail Collections until her retirement in 2009.
Brandon J. Hawkes - President and CEO
Brandon Hawkes provides strategic leadership for the company by implementing long-range goals, plans and policies to further enhance the company’s REO asset management processes, which have been developed during the past 20 years. Hawkes began his career at LAMCO in 2003 as an REO representative and has since worked in every division of the company. Hawkes founded the LAMCOnetwork, an Internet portal that connects buyers and suppliers of REO on a national scale. In addition, Hawkes founded, and later oversaw the successful sale of a full service property preservation company that provided services throughout the state of Colorado.
Prior to joining LAMCO, Hawkes developed an extensive sales and marketing background in several management positions in the telecommunications industry. As one of the youngest managers in his field, he oversaw several independent offices, including the training and supervision of more than 100 employees.
Bruce Quinn - Chief Operations Officer
Bruce oversees LAMCO Operations that will assist the company in successfully adapting to long-term & short term approaches in maximizing execution strategies within the current REO environment. Additional responsibilities are to create efficiencies, enhance organizational development strategies that maintain effective tactical implementation of client impact planning within LAMCO. Most recently, he led and directed sales operations, for the LAMCONetwork division and was responsible for creating and expanding strategic partnerships for the benefit of LAMCO’s growing membership base. With a background as an analyst, Bruce’s main areas of focus have been consulting, financial mortgage/banking arena, commercial loan markets and loss mitigation. His prior position was as the Senior Underwriting Compliance Project Manager/Consultant with Freddie Mac. In 2002, he started working for Merrill Lynch as Vice President and worked regionally throughout the United States in Baltimore, MD, Salt Lake City, UT and finally founding the operations unit in Central Valley California. Prior to joining LAMCO, Bruce also held management positions at Interbay Funding and Saxon Mortgage. In addition, he was the President of Quinn Investment Partners, LLC, a consulting firm specializing in FHA Mortgage Brokers to enhance and develop strategic sales & operational effectiveness.
Deborah T. Tetz - Vice President, Operations
Deborah Tetz is Vice President of Operations, responsible for the strategic and operational leadership of LAMCO's REO asset management, compliance and risk mitigation divisions. Along with LAMCO's Chief Executive Officer, Brandon Hawkes, and other senior executives, Tetz serves on the Senior Leadership Team that sets the overall strategy and direction for LAMCO.
Tetz joined LAMCO in 2009 with over 15 years of financial services experience. Prior to joining LAMCO, Tetz was partner and operations manager for a national loan modification company providing services to homeowners experiencing mortgage difficulties. Previously, Tetz held several positions during her 10 year tenure at Merrill Lynch/First Franklin in San Jose, Calif., including loan account manager, production coordinator and operations manager.
Tetz holds a Bachelor of Science degree in Management, with an emphasis in Strategic and Entrepreneurial Management.
Brad Tri - Vice President, Business Development
Brad joined LAMCO in 2009 and his responsibilities include implementing new products and services to market and strengthening client relationships. He was instrumental in the development and growth of the LAMCOnetwork, LAMCO's national marketing division. Most recently Brad has managed the development of LAMCO's newest division - Distressed Asset Acquisition and Liquidation. He is responsible for facilitating investor relationships, managing national pools of properties for bulk acquisitions, and continually creating new business opportunities.
Prior to joining the LAMCO family, Brad worked for companies such as Merrill Lynch, Equifirst, CIT and Granite Loan Management. Brad has an extensive background in wholesale residential and construction lending that spans over 14 years. Brad graduated from Colorado State University in Ft. Collins, CO with a major in Biological Sciences and an emphasis in Anatomy and Physiology.
Justin Anderson - Sales Manager
Justin joined LAMCO in 2009 where he was influential in the creation and development of the LAMCONetwork. As Sales Manager for LAMCONetwork, Justin oversees the effective growth and development of LAMCONetwork and the sales team. His responsibilities include facilitating strategic planning and implementation of the LAMCONetwork sales team making one of the most sought after vendor databases today. Additionally, he oversees marketing, public relations and the affiliate program for LAMCONetwork.
Prior to joining LAMCO, Justin worked for companies including Merrill Lynch, AIG, and Marlin Business Bank. Justin has an extensive background in sales, project management, professional development, and mortgage banking. Justin grew up in Colorado Springs, CO and currently resides in Castle Rock, CO. He attended the University of Northern Colorado and University of Phoenix where he studied Project Management and Event Planning.
Janette D. DeVorre - Human Resources Manager
Janette joined LAMCO in 2008, bringing with her experience in human resources, strategic planning, and administration. As LAMCO’s Human Resources Manager, Janette DeVorre is a knowledgeable resource for LAMCO’s Management and employees. Janette oversees all aspects of personnel administration, including strategic planning, talent acquisition and management, compensation and benefits, employee safety and wellness, policies and procedures, and compliance. Janette holds a Senior Professional of Human Resources certification and a Masters Degree in Psychology.
Steve R. Cerny - Accounting Manager
Steve Cerny is the accounting manager. Cerny executes LAMCO’s daily cash management and financial matters and leads the company’s budgeting and forecasting initiatives. As accounting manager, Cerny’s responsibilities include performing accounts payable and accounts receivable functions, monitoring the budget throughout the year and promptly resolving discrepancies, and managing all computer and software systems related to billing and payment processes. In addition, Cerny manages the billing department processes and provides leadership and guidance to employees.
Cerny brings more than 10 years of mortgage and financial industry experience and has been with LAMCO since 2002. Cerny began his career with LAMCO as a regional REO representative and later became vice president of the REO division. Prior to joining LAMCO, Cerny held positions as a purchasing, inventory and warehouse manager and as a realtor.
Morgan Smith - REO Manager
Morgan Smith is the REO Manager and is responsible for overseeing the Asset Management team at LAMCO. She has contributed to the overall growth and performance of Asset Management operations, including process mapping, process improvement initiatives, and strategic alignment within her department. Most recently, Morgan has developed and managed operations of LAMCO’s newest division, Distressed Asset Acquisition and Liquidation.
Morgan joined LAMCO in 2009, where she started as the Preservation Supervisor. Prior to that, she worked at companies such as Integrated Asset Services, Merrill Lynch/First Franklin, and GE Financial/WMC Mortgage. She has an expansive background covering sales, operations, and Human Resources. Morgan graduated with honors from the University of Arizona and holds a Bachelor of Arts in Elementary Education.
Steven Bonner - Information Technology Manager
Steven Bonner is LAMCO’s IT Manager and oversees the technology department. As part of his duties, he ensures the integrity and security of corporate platforms and data. Steven works closely with each department to develop innovative technology solutions strategically aligned to meet corporate objectives.
After starting with the company in 2009, Steven established LAMCO’s technical support department and played an influential role in the development, integration, and deployment of new technology-backed services. Prior to joining LAMCO, Steven held positions with a residential technology company and a security contractor. Steven holds a B.A. from the University of Colorado where he studied Economics and wrote econometric forecasting applications.